Last updated: 12 January 2026

Cookie Policy

This Cookie Policy explains what cookies are, which ones we use on urban-focus-lab.com and how you can manage them at any time, either from your browser or from the consent banner that appears the first time you visit the site.

1. What are cookies?

Cookies are small text files that a website downloads to your device when you visit it. They are used to remember your preferences, keep your session active and understand, in aggregate, how the site is used.

2. Essential cookies

These are used exclusively for the site to work: remembering the selected language (es or en), storing your cookie consent decision and keeping navigation consistent. They do not require consent because the site cannot operate properly without them.

3. Analytical cookies

They allow us to know how many people visit the site, which pages are most read and from which type of device. The information is processed in an aggregated and anonymous way. They are only activated if you accept their use from the cookie banner.

4. Third-party cookies

We do not use advertising or social-media cookies. Should we incorporate any third-party service in the future, we will update this policy and request a new, explicit consent before activating it.

5. Managing and removing cookies

You can change your choice at any time by deleting stored cookies from your browser settings or by resetting your preferences from the site footer. Disabling essential cookies may affect some site features.

6. Retention

Essential cookies are stored for a maximum of twelve months; analytical ones for a maximum of twenty-four months. After that period they are automatically deleted.

Urban-focus-lab

Independent financial education for Bolivian households and professionals.

Contact

Company details

Legal name: Urban-focus-lab S.R.L.

Tax ID (NIT): 372104026

FUNDEMPRESA Commercial Registry: 00432187

Educational services licence ASFI/INF/0245/2024

Jurisdiction: La Paz, Plurinational State of Bolivia

Year of incorporation: 2022

Urban-focus-lab provides educational and informational content. It does not constitute individual financial, legal or tax advice. Please consult a licensed professional before making any decisions.

© 2026 Urban-focus-lab S.R.L. All rights reserved.